Your Guide to Debt and BankruptcyYour Guide to Debt and Bankruptcy


About Me

Your Guide to Debt and Bankruptcy

About 10 years ago, I secured my dream job with one of the largest corporations in the country. The job came with a substantial increase in pay and I soon looked for a large house for my family. After living the life I dreamed of, I was let go from my current position. I had a large amount of savings, but the economy took a turn for the worse and savings were quickly drained. I soon became stressed about finances. I could not pay the mortgage and bill collectors started to call my house. I refused to be defeated though, so I met with a bankruptcy attorney instead. I live a much simpler life now with my family, and I want you to know that financial stress does not have to affect you for years. Read my blog to learn about bankruptcy, debt laws, and how to hire an attorney.

How To Deal With An Encumbrance Of A Property

One of the more potentially annoying issues you may have to handle when buying, selling, or transferring real estate is what the law calls an encumbrance. In theory, this covers anything that serves as a potential negative for the acquiring party in the process. Typical encumbrances include things like unpaid mortgages, unclear titles, liens, easements, and court orders. Here is a look at what a real estate law firm might try to do while handling an encumbrance on behalf of a client. Read More 

Ways Tenants And Landlords Can Use Lawyers

Landlords and tenants alike can find themselves in a position of feeling they are dealing with a legal issue. In these situations, there are lawyers who are just right. Tenant and landlord law lawyers can help either party. Here are some examples of some of the various types of things that this type of lawyer can assist with and knowing this information can help you determine times when you may want to consult with one of these lawyers:  Read More 

The Other Motorist Involved In Your Accident Might Not Even Hold A License

Despite potentially facing serious legal consequences, some motorists choose to drive without a license. If you are struck by a motorist who doesn't have a license, the driver might even be underage. You might wonder how this can affect your car accident case. Unlicensed Drivers and Auto Insurance Normally, after a car accident, you will seek compensation from the motorist's insurance provider. However, an unlicensed driver will probably not have car insurance because a driver's license is required to obtain auto insurance. Read More 

Here’s What To Do After You’ve Been Served With Divorce Papers

The thought of divorce can be scary, especially when it's unexpected and it feels like it comes out of nowhere. If you've recently been served divorce papers, you may be in a state of shock and may also be wondering what you need to do next. Taking the right steps can help you better prepare for the divorce process and get your affairs in order for the future. Keep reading to see what you should do once you've been served with divorce papers:  Read More 

How To Handle Your First Speeding Ticket

When you are pulled over for speeding for the first time, you might find the experience to be frightening. However, it doesn't have to be. In some cases, you might not even receive a speeding ticket. It's important to be calm and to follow the process of receiving your first speeding ticket in the right way. Comply with the Officer Pull over immediately when a police officer turns on the siren. Read More