Your Guide to Debt and BankruptcyYour Guide to Debt and Bankruptcy


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Your Guide to Debt and Bankruptcy

About 10 years ago, I secured my dream job with one of the largest corporations in the country. The job came with a substantial increase in pay and I soon looked for a large house for my family. After living the life I dreamed of, I was let go from my current position. I had a large amount of savings, but the economy took a turn for the worse and savings were quickly drained. I soon became stressed about finances. I could not pay the mortgage and bill collectors started to call my house. I refused to be defeated though, so I met with a bankruptcy attorney instead. I live a much simpler life now with my family, and I want you to know that financial stress does not have to affect you for years. Read my blog to learn about bankruptcy, debt laws, and how to hire an attorney.

4 Issues You Could Run Into During A Product Liability Suit

Do you think that you might be owed damages regarding a product liability issue? Product liability cases occur when you've been damaged (physically or monetarily) by a product through the negligence of the manufacturer. While many product liability cases are fairly obvious, there can be a few things that could complicate your case. This is why the help of a skilled personal injury attorney is important.

1. You Avoided Injury

In order to have a product liability suit, you usually need to have actually been injured. Even if you were almost injured -- or would have been injured if not for your quick reaction times -- you likely won't be able to show any damages because you weren't actually injured. Injury can be monetary or physical, but it can also be emotional.

So this can be a little tricky; you may have narrowly avoided physical damage, for instance, but undergone emotional damage, and that would still count as an injury.

2. You Were Using the Product Incorrectly

It's important that you were using the product as intended. Many products have very specific uses, even if they are commonly used for other things. In fact, the label on most products specifies exactly what it's supposed to be used for. 

3. You Were Warned About the Danger

If the product adequately describes a particular danger that you may face -- and that danger is reasonable -- then you may not be able to sue. As an example, a lawnmower may note that running over rocks is hazardous. As the danger is noted by the manufacturer, and the danger is a reasonable one, it's likely you would not be able to initiate a lawsuit if a rock entered the lawnmower and hurt you. 

4. Your Injury Wasn't Specific to the Lack of Warning or Defect

In a product injury case, you need to show damages and you need to show that the product had either a defect or a lack of warning. But more than that, you also need to show that these two things were linked. If your product injury is unrelated to a product defect, for instance, this would not be a valid product liability suit. Likewise, if there was a lack of warning on the item but it was really for another reason that you ended up hurt, the product liability suit may not stand.

If you're still confused about what constitutes a product liability suit or whether you have a viable personal injury case, you should always contact a personal injury lawyer. As with many legal matters, it isn't always black and white; you can't know whether you have a solid case until you consult with an attorney.