Your Guide to Debt and BankruptcyYour Guide to Debt and Bankruptcy


About Me

Your Guide to Debt and Bankruptcy

About 10 years ago, I secured my dream job with one of the largest corporations in the country. The job came with a substantial increase in pay and I soon looked for a large house for my family. After living the life I dreamed of, I was let go from my current position. I had a large amount of savings, but the economy took a turn for the worse and savings were quickly drained. I soon became stressed about finances. I could not pay the mortgage and bill collectors started to call my house. I refused to be defeated though, so I met with a bankruptcy attorney instead. I live a much simpler life now with my family, and I want you to know that financial stress does not have to affect you for years. Read my blog to learn about bankruptcy, debt laws, and how to hire an attorney.

Three Reasons To Hire An Attorney If You're Injured At A Friend's House

People get injured on private property every day, and many times it is through no fault of their own. Often it was the fault of the property owner, and it is the property owner's insurance that will pay compensation for the injury. In the legal world, this is called premises liability. But filing a claim can be difficult. The following are three reasons to seek the advice of an attorney.

An insurance company may take advantage of you.

An insurance company's interest is not your interest. If this were not so, then there would be no need for personal injury attorneys. If the claim is one of premises liability, an investigator will make sure that the claim is legitimate, and, in the process, find out about your relationship to the policy holder. It is not unheard of for a claims adjuster to use this information to reduce the payout or convince you to drop the claim. None of this will happen if the insurance company is negotiating with your attorney. 

To understand when a property owner is at fault.

It is common for an individual to be injured on private property and not know who is responsible. Frequently, a person may blame themselves for the accident, but the laws and the cases that have been ruled on have provided broad interpretations for personal injury attorneys. By consulting an attorney, you can be given unbiased advice on whether you have a legal right to compensation for the accident and your injury.

To understand your rights in a premise liability case.

The laws vary from one state to another, and most of the compensation you are entitled to will relate to the type and severity of the injury you have sustained. In some cases, you may not be entitled to any compensation at all. Your attorney will need to demonstrate that there was negligence on someone's part that led to your injury, an injury that could have been prevented. Let an attorney decide the merits of your case, and leave your emotional involvement out of the issue. 

If you have been injured on someone else's property, first see a doctor immediately, because your health is your first priority. After this, consult with a professional attorney, like those at Prediletto, Halpin, Scharnikow & Nelson, P.S., who has experience in the area of premises liability, so you can receive unbiased advice from someone ready to work in your best interest.