Your Guide to Debt and BankruptcyYour Guide to Debt and Bankruptcy

About Me

Your Guide to Debt and Bankruptcy

About 10 years ago, I secured my dream job with one of the largest corporations in the country. The job came with a substantial increase in pay and I soon looked for a large house for my family. After living the life I dreamed of, I was let go from my current position. I had a large amount of savings, but the economy took a turn for the worse and savings were quickly drained. I soon became stressed about finances. I could not pay the mortgage and bill collectors started to call my house. I refused to be defeated though, so I met with a bankruptcy attorney instead. I live a much simpler life now with my family, and I want you to know that financial stress does not have to affect you for years. Read my blog to learn about bankruptcy, debt laws, and how to hire an attorney.

3 Things You Should Never Do After Being In A Car Accident

Being in a car accident can be a devastating experience. Not only are you dealing with trying to get your vehicle repaired, but you are also having to deal with recovering from your injuries and getting back on your feet. As difficult as it might be, you don't want to end up making a costly mistake that could jeopardize your accident claim. Here are three things you should never do after being involved in a car accident.

Forgo going to the doctor.

Regardless of how well you might feel after the accident occurred, that doesn't mean you shouldn't go in and get checked out. You need to get a thorough examination by a medical professional. Oftentimes, people are in shock after an accident and don't always feel the full extent of their injuries. Because of this, you need to follow up with someone who can check on your physical condition and help you understand what the recovery process is going to be like. If you don't go to a doctor, the insurance company could argue that your injuries cannot be that bad.

Speak with insurance adjusters while on pain medication.

If you were given a pain medication from the doctor, you need to stay away from talking to insurance adjusters on your own. When you are heavily medicated, there is no way you are going to remember everything you are saying. You could slip up and say something that the insurance company misinterprets another way, leaving you vulnerable for them to come after you. Don't speak with the insurance company until after you are done and off of your medications.

Jump the gun on the settlement.

Sure, you are in a bad financial position after having to take time off work to recover from your injuries, but that doesn't mean you should take the first offer an insurance company comes at you with. This could end up costing you far more than you realize financially. You need to wait until you really know how in-depth the whole situation is. Discuss everything with your personal injury lawyer first and let them help you determine what a good settlement offer is and what needs to be pursued further.

By not making one of the key mistakes above, you can save yourself a lot of hassles and headaches down the road. There is no reason why the case has to be harder than what it already is for you.